/* OPTOPM v2 — design system */
:root{
  --ink:#1f2937;--ink-2:#374151;--ink-3:#6b7280;--line:#e5e7eb;--line-2:#d1d5db;
  --bg:#ffffff;--bg-2:#f7f5f3;--bg-3:#f3f4f6;
  --accent:#e87722;--accent-2:#f09048;--accent-ink:#b85a12;
  --green:#15803d;--green-bg:#ecfdf5;--red:#b91c1c;--red-bg:#fef2f2;--amber:#b45309;--amber-bg:#fffbeb;
  --radius:12px;--radius-s:8px;--shadow:0 1px 2px rgba(17,24,39,.06),0 8px 24px -12px rgba(17,24,39,.18);
  --max:1180px;--gutter:clamp(16px,4vw,40px);
  --font:-apple-system,BlinkMacSystemFont,"Segoe UI",Inter,Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.55;font-size:16px;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--accent-ink);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{line-height:1.15;margin:0 0 .5em;letter-spacing:-.01em;color:var(--ink)}
h1{font-size:clamp(2rem,4.6vw,3.4rem);font-weight:800}
h2{font-size:clamp(1.6rem,3vw,2.3rem);font-weight:800}
h3{font-size:1.2rem;font-weight:700}
p{margin:0 0 1em}
.muted{color:var(--ink-3)}
.small{font-size:.875rem}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--accent-ink);margin-bottom:.75rem}
.wrap{max-width:var(--max);margin:0 auto;padding-inline:var(--gutter)}
.section{padding-block:clamp(48px,7vw,88px)}
.section.alt{background:var(--bg-2)}
.section.tight{padding-block:clamp(28px,4vw,48px)}
.lead{font-size:1.15rem;color:var(--ink-2);max-width:62ch}
.center{text-align:center}
.center .lead{margin-inline:auto}
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,minmax(0,1fr))}
.g3{grid-template-columns:repeat(3,minmax(0,1fr))}
.g4{grid-template-columns:repeat(4,minmax(0,1fr))}
@media(max-width:900px){.g3,.g4{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:600px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:var(--bg);border:1px solid var(--line);border-radius:var(--radius);padding:24px;min-width:0}
.card h3{margin-top:0}
.card.lift{box-shadow:var(--shadow)}
.stack>*+*{margin-top:12px}

/* Buttons — white bordered 8px w/ dark text; gradient only for the single primary action */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:44px;padding:10px 18px;border-radius:var(--radius-s);border:1px solid var(--line-2);background:#fff;color:var(--ink);font-weight:600;font-size:.95rem;cursor:pointer;text-decoration:none;white-space:nowrap;transition:background .15s,border-color .15s,transform .05s}
.btn:hover{background:var(--bg-3);border-color:#9ca3af;text-decoration:none}
.btn:active{transform:translateY(1px)}
.btn.primary{background:linear-gradient(135deg,var(--accent),#f39a55);border-color:transparent;color:#fff}
.btn.primary:hover{background:linear-gradient(135deg,var(--accent-ink),var(--accent));color:#fff}
.btn.ink{background:var(--ink);border-color:var(--ink);color:#fff}
.btn.ink:hover{background:#111827}
.btn:disabled{opacity:.6;cursor:wait}
.btn-row{display:flex;flex-wrap:wrap;gap:12px;align-items:center}

/* Header */
.hdr{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:saturate(180%) blur(10px);border-bottom:1px solid var(--line)}
.hdr .wrap{display:flex;align-items:center;gap:18px;min-height:68px;max-width:1320px}
.hdr .logo{flex:none;display:flex;align-items:center}
.hdr .logo img{height:38px;width:auto;max-width:none}
.nav{display:flex;gap:4px;margin-left:auto;align-items:center}
.nav a{color:var(--ink-2);font-weight:600;font-size:.92rem;padding:8px 9px;border-radius:8px;white-space:nowrap}
.nav a:hover,.nav a[aria-current=page]{background:var(--bg-3);color:var(--ink);text-decoration:none}
.nav .btn{margin-left:8px}
.burger{display:none;margin-left:auto;background:#fff;border:1px solid var(--line-2);border-radius:8px;width:44px;height:44px;align-items:center;justify-content:center;cursor:pointer}
.burger span{display:block;width:20px;height:2px;background:var(--ink);position:relative}
.burger span::before,.burger span::after{content:"";position:absolute;left:0;width:20px;height:2px;background:var(--ink)}
.burger span::before{top:-6px}.burger span::after{top:6px}
@media(max-width:1219px){
  .burger{display:flex}
  .nav{display:none;position:absolute;left:0;right:0;top:68px;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:12px var(--gutter) 16px;gap:2px;box-shadow:var(--shadow)}
  .nav.open{display:flex}
  .nav a{padding:12px}
  .nav .btn{margin:8px 0 0}
}

/* Hero */
.hero{background:linear-gradient(180deg,#f7f5f3 0%,#fff 100%);border-bottom:1px solid var(--line)}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:center;padding-block:clamp(48px,7vw,96px)}
@media(max-width:900px){.hero .wrap{grid-template-columns:1fr}}
.hero h1{margin-bottom:.4em}
.hero .lead{font-size:1.2rem}
.hero-side{display:grid;gap:12px}
.door{display:flex;gap:14px;align-items:center;padding:16px 18px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;color:var(--ink);text-decoration:none;transition:border-color .15s,box-shadow .15s}
.door:hover{border-color:var(--accent);box-shadow:var(--shadow);text-decoration:none}
.door .ic{width:44px;height:44px;border-radius:10px;background:var(--bg-2);display:grid;place-items:center;flex:none;font-size:1.2rem}
.door b{display:block;font-size:1rem}
.door span.d{display:block;color:var(--ink-3);font-size:.88rem}
.door .arrow{margin-left:auto;color:var(--ink-3)}
.badges{display:flex;flex-wrap:wrap;gap:8px 18px;margin-top:20px;color:var(--ink-2);font-size:.92rem;font-weight:600}
.badges span::before{content:"✓";color:var(--green);margin-right:6px;font-weight:800}

/* Stat strip */
.stats{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
@media(max-width:800px){.stats{grid-template-columns:repeat(2,minmax(0,1fr))}}
.stat{padding:20px 22px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;min-width:0}
.stat b{display:block;font-size:1.9rem;font-weight:800;letter-spacing:-.02em;line-height:1.1}
.stat span{display:block;color:var(--ink-3);font-size:.9rem;margin-top:4px}
.footnote{font-size:.8rem;color:var(--ink-3);margin-top:14px}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;counter-reset:s}
@media(max-width:900px){.steps{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:560px){.steps{grid-template-columns:1fr}}
.step{position:relative;padding:22px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;min-width:0}
.step::before{counter-increment:s;content:counter(s);display:inline-grid;place-items:center;width:32px;height:32px;border-radius:50%;background:var(--ink);color:#fff;font-weight:800;font-size:.9rem;margin-bottom:12px}
.step b{display:block;margin-bottom:4px}

/* Deal card */
.deal{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:#fff;min-width:0}
.deal .ph{position:relative;aspect-ratio:4/3;background:var(--bg-3)}
.deal .ph > img{width:100%;height:100%;object-fit:cover;position:absolute;inset:0}
.deal .ph .tag{position:absolute;left:12px;top:12px;background:#fff;border:1px solid var(--line-2);border-radius:999px;padding:4px 10px;font-size:.75rem;font-weight:700}
.deal .ph .noimg{position:absolute;inset:0;display:grid;place-items:center;color:var(--ink-3);font-size:.9rem;background:linear-gradient(135deg,#f7f5f3,#e9ecef)}
.deal .ph .noimg{grid-template-rows:auto auto;align-content:center;justify-items:center;gap:8px}
.deal .ph .noimg .op-icon{position:static;width:40px;height:40px;opacity:.6}
.deal .bd{padding:18px 20px}
.deal h3{font-size:1.05rem;margin-bottom:10px}
.kv{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px;margin:0 0 10px}
.kv div{background:var(--bg-2);border-radius:8px;padding:8px 9px;min-width:0}
.kv small{display:block;color:var(--ink-3);font-size:.74rem;line-height:1.3;overflow-wrap:anywhere}
.kv b{display:block;font-size:.96rem;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.ba{display:flex;gap:6px;margin-bottom:10px}
.ba button{flex:1;min-height:36px;border:1px solid var(--line-2);background:#fff;border-radius:8px;font-weight:600;font-size:.85rem;cursor:pointer}
.ba button[aria-pressed=true]{background:var(--ink);color:#fff;border-color:var(--ink)}
.pill{display:inline-block;padding:3px 10px;border-radius:999px;font-size:.75rem;font-weight:700;border:1px solid var(--line-2);background:#fff}
.pill.green{color:var(--green);background:var(--green-bg);border-color:#bbf7d0}
.pill.amber{color:var(--amber);background:var(--amber-bg);border-color:#fde68a}
.pill.red{color:var(--red);background:var(--red-bg);border-color:#fecaca}

/* Feature list */
.feat{display:flex;gap:14px;align-items:flex-start;min-width:0}
.feat .ic{flex:none;width:40px;height:40px;border-radius:10px;background:var(--bg-2);display:grid;place-items:center;font-size:1.1rem}
.feat b{display:block;margin-bottom:2px}
.check{list-style:none;padding:0;margin:0}
.check li{padding-left:26px;position:relative;margin-bottom:8px}
.check li::before{content:"✓";position:absolute;left:0;top:0;color:var(--green);font-weight:800}

/* Table */
.tbl{width:100%;border-collapse:collapse;font-size:.93rem}
.tbl th,.tbl td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.tbl th{font-size:.78rem;text-transform:uppercase;letter-spacing:.06em;color:var(--ink-3);background:var(--bg-2)}
.tbl-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);background:#fff}
.tbl-wrap .tbl{min-width:560px}

/* Forms */
.form{display:grid;gap:14px}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media(max-width:600px){.form .row{grid-template-columns:1fr}}
.fld{display:grid;gap:6px;min-width:0}
.fld label{font-size:.85rem;font-weight:600;color:var(--ink-2)}
.fld input,.fld select,.fld textarea{width:100%;min-height:44px;padding:10px 12px;border:1px solid var(--line-2);border-radius:var(--radius-s);font:inherit;color:var(--ink);background:#fff}
.fld textarea{min-height:110px;resize:vertical}
.fld input:focus,.fld select:focus,.fld textarea:focus{outline:2px solid var(--accent);outline-offset:1px;border-color:var(--accent)}
.fld .hint{font-size:.8rem;color:var(--ink-3)}
.form-error{display:none;padding:12px 14px;border:1px solid #fca5a5;background:var(--red-bg);color:var(--red);border-radius:var(--radius-s);font-size:.92rem}
.form-ok{display:none;padding:22px;border:1px solid #bbf7d0;background:var(--green-bg);border-radius:var(--radius);color:#14532d}
.form-ok b{display:block;font-size:1.1rem;margin-bottom:4px}
.hp{position:absolute;left:-9999px;opacity:0;height:0;width:0}
.disclaimer{font-size:.8rem;color:var(--ink-3);padding:12px 14px;background:var(--bg-2);border-radius:var(--radius-s);border:1px solid var(--line)}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{display:inline-flex;align-items:center;min-height:36px;padding:6px 12px;border:1px solid var(--line-2);border-radius:8px;background:#fff;font-weight:600;font-size:.88rem;cursor:pointer;color:var(--ink)}
.chip[aria-pressed=true]{background:var(--ink);color:#fff;border-color:var(--ink)}

/* Calculator */
.calc{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:start}
@media(max-width:800px){.calc{grid-template-columns:1fr}}
.calc output{display:block}
.range{display:grid;gap:6px}
.range input[type=range]{width:100%;accent-color:var(--accent)}
.range .val{display:flex;justify-content:space-between;font-size:.9rem;color:var(--ink-2)}
.result{background:var(--ink);color:#fff;border-radius:var(--radius);padding:24px}
.result b{display:block;font-size:2rem;font-weight:800;letter-spacing:-.02em}
.result .r{display:flex;justify-content:space-between;gap:12px;padding:8px 0;border-bottom:1px solid rgba(255,255,255,.14);font-size:.95rem}
.result .r:last-child{border-bottom:0}
.result .muted{color:rgba(255,255,255,.7)}

/* FAQ */
.faq details{border:1px solid var(--line);border-radius:var(--radius-s);background:#fff;margin-bottom:10px}
.faq summary{cursor:pointer;padding:14px 18px;font-weight:600;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--ink-3);font-weight:700}
.faq details[open] summary::after{content:"–"}
.faq .a{padding:0 18px 16px;color:var(--ink-2)}
.tabs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:18px}

/* CTA band */
.band{background:var(--ink);color:#fff;border-radius:var(--radius);padding:clamp(28px,5vw,48px);display:flex;flex-wrap:wrap;gap:20px;align-items:center;justify-content:space-between}
.band h2{color:#fff;margin:0 0 6px}
.band p{color:rgba(255,255,255,.75);margin:0}
.band .btn{border-color:#fff}

/* Footer */
.ftr{border-top:1px solid var(--line);background:var(--bg-2);padding-block:40px 28px;font-size:.9rem;color:var(--ink-2)}
.ftr .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px;margin-bottom:28px}
@media(max-width:800px){.ftr .cols{grid-template-columns:1fr 1fr}}
@media(max-width:500px){.ftr .cols{grid-template-columns:1fr}}
.ftr h4{font-size:.8rem;text-transform:uppercase;letter-spacing:.08em;color:var(--ink-3);margin-bottom:10px}
.ftr a{color:var(--ink-2);display:block;padding:3px 0}
.ftr .legal{font-size:.78rem;color:var(--ink-3);border-top:1px solid var(--line);padding-top:18px;line-height:1.5}
.ftr .legal p{margin-bottom:.6em}

/* Offering mode: 506(b) hides public offering terms */
[data-offering="506b"] .offer-terms{display:none!important}
[data-offering="506c"] .rel-only{display:none!important}
.note{border-left:3px solid var(--accent);background:var(--bg-2);padding:12px 16px;border-radius:0 8px 8px 0;font-size:.92rem}
.gate{border:1px dashed var(--line-2);border-radius:var(--radius);padding:24px;text-align:center;background:#fff}
.page-head{padding-block:clamp(36px,6vw,64px) clamp(20px,3vw,32px);background:var(--bg-2);border-bottom:1px solid var(--line)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:center}
@media(max-width:800px){.two{grid-template-columns:1fr}}
.prose{max-width:72ch}
.prose h3{margin-top:1.6em}
.prose ul{padding-left:1.2em}
dl.gloss dt{font-weight:700;margin-top:14px}
dl.gloss dd{margin:2px 0 0;color:var(--ink-2)}
.sticky-cta{display:none}
@media(max-width:700px){
  .sticky-cta{display:flex;position:fixed;left:12px;right:12px;bottom:12px;z-index:40;gap:8px}
  .sticky-cta .btn{flex:1}
  body{padding-bottom:76px}
}
.visually-hidden{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}

@media(max-width:480px){.stat b{font-size:1.45rem}.stat{padding:16px}}

/* Logo lockup — wordmark image + live-text tagline (always legible at any size) */
.hdr .logo img{height:38px;width:auto;max-width:none;display:block}
.lockup{display:block;max-width:100%}
.lockup img{width:min(280px,100%);height:auto;display:block}
.lockup .tagline{display:block;margin-top:6px;font-weight:700;font-size:clamp(.78rem,1.6vw,.95rem);letter-spacing:.005em;color:var(--ink-2);white-space:nowrap}
.lockup .tagline em{font-style:normal;color:var(--accent)}
.lockup.lg img{width:min(440px,100%)}
.lockup.lg .tagline{margin-top:10px;font-size:clamp(.95rem,2.2vw,1.35rem)}
@media(max-width:420px){.lockup .tagline{font-size:.72rem}}

/* Brand interface icons (48-unit SVG artwork, charcoal #303D49 + orange #FF7A0B) */
.op-icon{display:block;width:32px;height:32px;object-fit:contain;flex:none}
.ic{display:inline-flex;align-items:center;justify-content:center;flex-shrink:0}
.feat .ic{width:44px;height:44px;background:#fff4e9;border-radius:10px;font-size:0}
.feat .ic .op-icon{width:28px;height:28px}
.card>.ic{display:inline-flex;margin-bottom:14px;width:52px;height:52px;background:#fff4e9;border-radius:12px}
.door .ic{background:#fff4e9}
.door .arrow{display:inline-flex;align-items:center}
.door .arrow .op-icon{width:24px;height:24px}
.door .ic,.door .arrow{transition:transform .18s ease}
.door:hover .ic{transform:translateY(-2px)}
.door:hover .arrow{transform:translateX(3px)}
.door:focus-visible,.btn:focus-visible,.nav a:focus-visible,.chip:focus-visible{outline:3px solid var(--ink);outline-offset:3px}
@media(prefers-reduced-motion:reduce){.door .ic,.door .arrow{transition:none}.door:hover .ic,.door:hover .arrow{transform:none}}
@media(max-width:600px){.feat .ic{width:40px;height:40px}.feat .ic .op-icon{width:26px;height:26px}.card>.ic{width:48px;height:48px}}

.hdr .logo img{height:clamp(28px,3.4vw,38px)}
@media(max-width:1219px){.hdr .logo img{height:clamp(26px,7vw,34px)}}

/* Header call button: compact on the desktop bar, full number in the mobile drawer */
.btn.call{padding-inline:14px;gap:7px}
.btn.call .op-icon{width:20px;height:20px}
.btn.call .num{display:none}
@media(max-width:1219px){
  .btn.call{justify-content:center}
  .btn.call .lbl{display:none}
  .btn.call .num{display:inline}
}

/* Anchor targets clear the sticky header */
[id]{scroll-margin-top:88px}
[tabindex="-1"]:focus{outline:none}

/* Eligibility section: intro, then the form, then the explainer on phones */
.elig{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:start;
      grid-template-areas:"intro form" "note form";grid-template-rows:auto 1fr}
.elig .intro{grid-area:intro}
.elig .form-col{grid-area:form}
.elig .note-col{grid-area:note}
@media(max-width:800px){
  .elig{grid-template-columns:1fr;grid-template-areas:"intro" "form" "note";gap:24px}
}