For operators, wholesalers & deal finders

Your deals deserve better funding.

Fast, local capital for experienced flippers and rehabbers — and a finder's fee for anyone who brings us a deal we close. Submit the address and we answer within 48 hours.

Submit a deal Run the numbers first

Our lending box

What we fund

Business-purpose loans on non-owner-occupied residential property in Bristol County and surrounding Southeastern Massachusetts.

Close in days, not monthsPre-approved operators can close within days once title clears.

Local underwritingWe know Bristol County comps, municipal timelines and what actually sells.

Flexible structuresBridge, acquisition + rehab packages, and draw schedules built around your project.

Clear expectationsPermits, licensed trades and inspected draws on every project — no shortcuts.

Item	Guideline
Property types	1–4 unit residential, condos, mixed-use, lots (case by case)
Strategies	Fix & flip, bridge / acquisition, fix & hold (bridge to refinance)
Loan-to-value	65–75% maximum, on independent appraisal or BPO
Term	6–18 months, interest-only, flexible prepayment
Rehab funding	Yes — draws released against inspected milestones
Borrower	Experienced operators preferred; first-timers paired with a vetted GC
Market	Bristol County, MA and surrounding SE Massachusetts
Decision	Within 48 hours of a complete submission

Guidelines, not a commitment to lend. Every loan is subject to underwriting, appraisal, title and documentation.

Deal analyzer

Does it fit our box?

Enter three numbers. We'll show loan-to-ARV, the spread, and the maximum purchase price that keeps the deal inside our guidelines.

After-repair value (ARV)What it sells for after the rehab, based on comps.

Purchase price

Rehab budget

Your numbers carry over to the submission form below.

Deal finders

Know a deal? Earn a finder's fee.

You don't need capital or a license. If you can spot a distressed property with potential, we'll pay you for it.

$1,000 – $10,000+

Typical finder's fee per accepted deal, paid at closing. The bigger the deal, the bigger the fee.

Spot a distressed propertyDrive your neighborhood, check auction lists, talk to probate attorneys, watch MLS price drops. If it looks like a flip, it probably is.

Submit it to OPTOPMAddress, photos and whatever you know. We run comps and a rehab estimate and tell you within 48 hours whether the numbers work.

We close it — you get paidFinder's fee paid at closing. No risk, no capital, no license required. Just your eyes and hustle.

Submit a deal

Send it. We answer in 48 hours.

Every submission is stored, confirmed to your inbox, and reviewed personally by our team. Include as much as you have — a photos link helps.

Address or nearest cross-street
Asking price and what you think it's worth fixed up
Condition and rough rehab scope
Your role — finder, operator or wholesaler

First name

Last name

Phone

Property address (or town + street if you'd rather not share yet)

Property type

How did you find it?

Deals you see per month

Your role on this deal

Deal status

Tell us about the property

Deals are reviewed within 48 hours. Finder's fees are paid at closing on deals we close. Submitting a deal is not a commitment to lend or purchase; loans are business-purpose only and subject to underwriting.

Deal received.We've emailed you a confirmation with a copy of what you sent. Our team runs comps and a rehab estimate and replies within 48 hours — usually sooner.